If you are being contacted or hassled by debt collectors you need to know what rights you have and the laws that the debt collectors have to follow. Many debt collectors accidentally or intentionally break laws of “fair debt collection”. Check your state laws and check out the FTC’s Fair Debt Collection information.
Protect yourself, and don’t avoid the calls, give a future date of payment or a time frame where you would like them to call you back.
Things Debt Collectors Do Not Want you to Know!
Amount of Calls (contact) Per Day:
Depending on your state law, collectors cannot contact you more than once in a day unless given your consent. If you have spoken to a debt collector and identified yourself, and hung up on them, they legally cannot call you back that day. If they think it may have not been you they may attempt to call back. Many collectors will call many times a day without permission. If no contact is made call may be made to each of possible phone numbers they have on file to reach you. Read the rest here